One of the big decisions you have to make when buying a new home is which home warranty you want to get. A home warranty can make a massive difference to your life and potentially save you from financial disaster if big issues arise with your home's systems and appliances. However, it's vital to choose the right one, as some offer better value, wider coverage, and stronger service than others. Is AFC Home Club worthy of your time and consideration? Our AFC Home Club review will give you the answer.
AFC Home Club stands for America’s First Choice Home Club, and it’s one of the top warranty providers operating in the industry today. It stands out for its quality service, long guarantees on all repair work, and wide range of plans with different prices and options to suit the broadest possible audience.
You get a lot of value for your money when you choose AFC Home Club, and a lot of people appreciate the ways in which this provider goes to extra lengths to satisfy its userbase. It’s no wonder, therefore, that reviews for AFC Home Club tend to be positive and the company has been ranked as one of the top options overall by various leading publications.
A big selling point of AFC Home Club is the fact that this provider offers no less than four different warranty plans for homeowners to choose between. Many other providers only offer two or three plans, so AFC Home Club goes a little further than the competition in this regard.
Systems – As the name implies, the Systems plan from AFC Home Club is all about coverage for your home’s key systems. This means that you’ll be covered in case of issues with ductwork, water heater, air conditioning, electrical system, heating, and plumbing. It’s a good choice for those who want a low premium and are happy enough to handle appliance repairs alone.
Silver – The Silver plan is essentially an appliances home warranty, as it only covers the major appliances in your home like the oven, dishwasher, washer, dryer, refrigerator, garbage disposal unit, and garage door opener. It doesn’t cover electrical systems or other systems, nor does it cover many of the lesser appliances you might have in the home.
Gold – The Gold plan is the next step up from the Systems and Silver plans and is one of AFC Home Club’s most popular products. This comprehensive package covers a wide selection of appliances and systems, combining everything from the Silver and Systems plans to give you peace of mind.
Platinum – The Platinum plan is the top-tier offering from AFC Home Club and the most comprehensive choice you can buy. It includes everything already covered in the Gold plan, as well as some key extras like coverage for a built-in microwave, ice maker, and plumbing stoppages, too.
If you choose a plan with AFC Home Club, you can get all the following systems and appliances covered:
Plumbing
Heating
Electrical
Ductwork
Oven
Dishwasher
Refrigerator
Built-in microwave
Washer
Dryer
Cooktop
Garage door opener
Ceiling fans
Water heater
Garbage disposal
Ice maker
Pool
Spa
Standalone freezer
Hot water dispenser
The costs start at just $43.10 per month for the base-level plans, rising to $59.09 per month for the Platinum plan. Costs are a little higher with AFC than other providers, but still not too high.
If you need to make a claim with AFC Home Club, you’ll need to do so within the first day of noticing the issue. You’ll also need to pay a service fee of $75 to $125 per job. It can get costly, but the work is efficient and effective, and you get the big benefit of a 3-year guarantee on all repairs, too.
AFC Home Club has established itself as a leading player in the home warranty world, and it’s not hard to see why. This company offers great standards of service and a wide range of flexible plans to suit pretty much everyone. There are a couple of drawbacks, like the costs and the fact you need to report issues so quickly, but if you’re willing to accept this, you can get a lot of value out of AFC Home Club.
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